Rates as of 7/9/2026
The 21st Century ROAD to Housing Act became law without Trump's signature, cutting regulatory red tape to boost homeownership accessibility—particularly benefiting manufactured housing through optional permanent chassis requirements. Meanwhile, pending home sales climbed to 63,971 versus 61,143 year-over-year despite rate pressures from Iran tensions, while inventory softened to 844,011 units and price cuts fell from 41% to 39.57%. A class-action RESPA lawsuit against Veterans United, the nation's largest VA lender, alleges illegal kickback schemes steering borrowers into overpriced loans as 15 plaintiffs oppose dismissal. Century 21's M&A pace accelerated sharply with 16 deals in 2026 versus 24 in 2025, driven by rising fintech demands in the sector.
TAKEAWAYDeregulation + affordability improvements = housing momentum despite rate volatility.